We partner with New York Life and Aegon to offer several types of health related insurance policies including Accidental Death and Dismemberment (AD&D), Dental, and Group Term Life Insurance.

Identity Theft continues to be one of the fastest growing crimes in the nation.  Member Service Corporation will work directly with your credit union to determine the best identity theft solution for your members.

Stay on the road with our Route 66 Extended Vehicle Warranty Program. We make it easy for you so you can have peace of mind knowing that repairs and maintenance will not break the bank. Contact us to learn more!


Member Service Corp offers insurance products and services to credit union members in all 50 states. Our Programs are now being made available to millions of credit union members and their families. Our goal is to provide the maximum benefits for the least possible cost. Member Service Corp provides the service you expect, and more importantly, your members deserve.Member Service Corporation (MSC) was founded by Bob Hargis in 1973 and operated as a sole proprietorship until the company incorporated in 1985. Richard F. Hargis, II was appointed MSC President in 1988. As an independent insurance firm serving credit union members nationwide, MSC represents some of the worlds leading financial and insurance services companies. MSC offers a diverse product menu that includes AD&D, Group Term Life, Individual and Group Dental Insurance.

MSC works directly with our insurance partners to develop products and services that capitalize on the strong affinity relationship of credit union membership. By integrating insurance services with financial services, the credit union is more likely to become the members PFI (primary financial institution). In addition, the credit union can earn significant fee income by offering MSC endorsed programs. MSC provides product research, development and due diligence on behalf of our credit union and CUSO clients. Our main goal is to continue to always put the needs of the members first.

We strive to be member oriented and service driven.

Rick Hargis:

Rick began his career in credit unions in 1976 and obtained his life, health and accident insurance license at age 19.  After attending Murray State University, Rick went to work full time with his father, Bob Hargis, selling cancer insurance and conducting membership drives for credit unions.

In 1980, Rick and his father started the first DHMO dental program in the state of Tennessee.  Rick spent two years as Director of Dental Operations for the company and recruited a dental provider network in eight states.  Member Service Corporation was chartered in 1985 with Rick appointed company President in 1986.

Member Service Corporation (MSC) continued to expand its product offerings to include AD&D, Dental, Group Term Insurance, Identity Theft Protection and more.  In the 1990’s, Rick and MSC were involved in the formation of 11 Credit Union Services Organizations (CUSO’s) across the nation.  MSC was an early member of NACUSO as well as PROCU (Product Research Organization for Credit Unions).


Member Service Corp offers insurance products and services to credit union members in all 50 states.